I am a seasoned Mortgage Home Loan originator of 24 years in the Phoenix Metro/ State of Arizona. I have found it a great privilege and honor to work with clients from all walks of life. Originating Mortgages keeps me energized and I have found the secret to a world class mortgage experience is to spend as much time as required up front asking the right questions, filling the information gaps and setting expectations that make each transaction unique. Our goal is to identify the best mortgage that has right terms and fees that fit the individual clients need. I’m very proud and lucky to work with an experienced team of professionals (we originate, process, underwrite, close and fund all in the same office) that know how to get the job done right. We take immense pride in closing transactions and specialize in Home Purchase or Home refinance and Home Renovation loans. My LIFE passion is to spend quality time enjoying life with my 5 sons, 2 grandsons and FINALLY a Granddaughter that arrived 3 years ago and their families. I gravitate towards Hiking and occasional round of Golf when given the chance, still have 2 sons in High school as of 4/2017 and spend as much time as possible going to and enjoying their activities. Vince Lombardi Quoted “Perfection is not attainable, but if we chase perfection we can catch excellence”. MY #1 goal is to give my clients a world class experience and they, in turn, become advocates for our service because they want friends and family to experience excellence.